Life insurance has always provided incentive to murder. Depending on the state of their relationship, the beneficiary may come to view the insured as more valuable dead than alive. In the nineteenth century, life insurance fraud was much harder to detect than it is today. There is no telling how many times it succeeded, but here are some notable failures:
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William Udderzook and Winfield Goss devised a plan to defraud an insurance company by passing off an unidentified corpse as Goss. Fearing the Goss would give them away, Udderzook made sure that Goss would never be seen alive. |
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When Benjamin Hunter loaned $12,000 to John Armstrong, he required Armstrong to take out a life insurance policy in Hunter’s name to secure the loan. The amount of the policy was $26,000 and Hunter saw an opportunity to make a sizeable profit. |
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Six Pennsylvania men, down on their luck, thought they could make some easy money by insuring the life of Joseph Raber, an elderly recluse. They grew tired of waiting for Raber to die and decided to take matters into their own hands. |
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Sarah Jane Robinson had a tendency to live beyond her means but she had a simple solution to her debt problems—she would insure the lives of her family members then poison them. |
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Harry Hayward was a handsome rogue with a very persuasive personality. He persuaded Catherine Ging to take out an insurance policy in his name, then persuaded Claus Blixt to murder her. |